个人 and 家庭财务

Dollar Decision$ curriculum (available in Spanish, revised 2006) teaches low to moderate-income individuals and families how to track expenses and make ends meet.

Lesson 1 Tracking Income and Expenses 封面:

• Identification of spending leaks
• 需求与欲望
• Methods to track expenses

Lesson 2 Making a Spending and Saving Plan 封面:

• 目标设定
• 收入来源
• Other assistance and resources
• Developing a spending and saving plan
• Ways to increase income and decrease expenses

访问 出版物目录 to purchase this curriculum.

The 信用分: Making Sense of 信贷, 债务, and Identity Theft curriculum (2007) provides the knowledge and skills adults and young adults need to wisely use credit, avoid or get out of debt and understand and avoid identity theft.

Lesson 1 信贷 Basic 封面:

• 信贷
• 感兴趣
• 四种信用
• Advantages and disadvantages of using credit
• Think before using credit
• Comparison shopping for credit

Lesson 2 How Does Your 信贷 Score? 封面:

• Building and repairing credit history
• 信用报告
• What your credit score says about you

Lesson 3 Take Control of 债务 封面:

• Building and repairing credit history
• 信用报告
• What your credit score says about you
• 控制债务的步骤
• Using a worksheet to assess personal debt
• Setting debt reduction goals
• Tracking spending, finding money for debt repayment
• Four debt repayment methods
• Avoiding future debt problems
• Internet sites that include debt/loan calculators
• Where to seek professional counseling if you can't solve debt problems on your own

Lesson 4 Guard Against Identity Theft 封面:

• 什么是身份盗窃?
• 它是如何发生的??
• How to protect personal information
• What steps to take if your identity is stolen

浏览资料简介, complete with worksheets and a thorough glossary, that cover various kinds of credit topics, 请浏览 信用分 Bulletin 841 Fact Sheets.

4-H Financial Champions projects include a helper's guide and two program books for youth: "Money Fundamentals" and "Money Moves."

Please contact 卢克·埃里克森, erickson@8051turk.com or 208-356-3191, or Lyle Hanson, lhansen@8051turk.com or 208-324-7578, 了解更多信息.

High School Financial Planning Program (HSFPP) curriculum is provided by the National Endowment for 金融教育.

扩展 educators in Idaho offer the curriculum and training sessions to teachers and other professionals working with youth in partnership with the Idaho 信贷 Union League.

请浏览 High School Financial Planning Program website 了解更多信息.

The curriculum includes six modules:

• Money Management: Control Your Cash Flow
• Borrowing: Use-Don't Abuse
• Earning Power: More Than a Paycheck
• Investing: Money Working for You
• Financial 服务: Care for Your Cash
• Insurance: Protect What You Have